How To Get 3000 Dollar Loans Even With Bad Credit

You’ve tried everything, but eventually you find yourself in need of a 3,000-dollar loan.

This could come in the form of unforeseen medical expenses, car repairs, or too many bills to pay. We've all experienced these unfortunate circumstances that pop up in our lives. They're no fun to deal with, but it is necessary to deal with them.

When this happens, we want you to know that there is a solution to gain some much-needed money in a tight situation. The answer comes in the form of an installment loan.

And this is exactly what we can help you with, keeping the whole process easy and convenient for you!

We will try to match you with a lender willing to loan you $3000 as fast as possible.

What is an Installment Loan?

If you're unfamiliar with installment loans, allow us to explain as briefly as possible what they are. An installment loan is a personal loan of anywhere from $1,000-$5,000 that is lent to those in need. These loans are to be paid back on a monthly basis in equal amounts over the period of up to 36 months.

We always encourage you to consider all your options when deciding on taking out a loan. If you go with an installment loan, be sure to have a plan to be able to pay it back in time.

3000 dollar loans at ExtLoans

However, if you're need of quick money, then an installment loan is an excellent option if you have money regularly coming in. This is where we come in to assist those of you who are looking for a loan, but you've been denied multiple times before.

How We Help You

Unfortunately, many of the local lenders that you visit don't have your best interest at heart. However, we do as we want to find you a lender as quickly as possible.

You need that money, and we understand that.

That is why our process has the one function of finding you the best lender out there to suit your needs. The best part of our process is that multiple lenders view your loan request at once.

This significantly increases your chances of finding a lender that will make you an offer. Whether you are looking for a $1000 or 3000-dollar loans, there might be a lender among ours that is willing to assist you.

And we're here to match you with that lender.

Here's how it all happens:

We'll ask you to fill out an application when you begin your search for a lender. This process does not take too long, and we encourage you to fill out the entire application. This speeds up the process and ensures your application will be looked at. A partially-filled application is not guaranteed to be viewed by our lenders.

We only ask for general information, employment history, contact information, etc. We want to encourage you that if you have bad credit, this does not eliminate you from consideration. There are plenty of lenders that we work with who will accept clients who have poor credit. So, don't feel the need to skip out on this process because of your credit.

Once you have filled out the entire application and submitted it, the application will instantly be sent to our numerous lenders. The lenders will examine your application and decide if they wish to offer you a loan or not. This process takes no longer than three minutes meaning you'll know if you are accepted or not quickly. There's no delay at all.

You'll be asked to wait while a lender is being found. We cannot guarantee that a lender will be found as some may not be willing to make offers. They have to measure their risks and rewards before making offers to potential clients.

If a lender decides to offer you a loan, we instantly transfer you to that lender's website where you will finish the transaction. However, if multiple lenders wish to offer you a loan, we pick the lender that offers the most as your first choice. While some lenders can have the funds transferred on the same day, the average wait is one business day for funds to arrive in your bank account.

Repayment of Your Loan

The first thing to mention is that you are not obligated to accept the loan that is offered to you. If you don't like the amount or change your mind about getting a loan, you can refuse the offer with no penalties.

If you choose to accept the loan, you'll be asked to make equal monthly payments over the next months (according to the agreement). Be sure to have a way to begin paying back the loan, or you risk hurting your credit further or other penalties from the lender. If you are unable to pay back the loan, be sure to contact your lender immediately to inform them of this. You can even ask for an extension.

They may be able to work with you and allow you to pay back the loan gradually. This may result in higher interest rates and fees though. Plan before taking out the loan as you do not want to find yourself in even greater financial strain.

Conclusion

When it comes to installment loans, we always encourage you to be smart about taking out these loans. Have a plan in place before accepting an offer from a lender on how you'll pay back the money plus the interest. If you fail to devise a plan, you will only find yourself in more debt to more lenders.

However, we also understand that times can get tough financially. That is why we're here to help provide you a method of finding that lender willing to help you get a 3,000-dollar loan. You're in need of financial assistance, and we want to provide that for you. If you've found this guide helpful, be sure to let us know!

APR Disclosure. Some states have laws limiting the Annual Percentage Rate (APR) that a lender can charge you. APRs for cash advance loans range from 200% and 1386%, and APRs for installment loans range from 6.63% to 225%. Loans from a state that has no limiting laws or loans from a bank not governed by state laws may have an even higher APR. The APR is the rate at which your loan accrues interest and is based upon the amount, cost and term of your loan, repayment amounts and timing of payments. Lenders are legally required to show you the APR and other terms of your loan before you execute a loan agreement. APR rates are subject to change.

Material Disclosure. The operator of this website is not a lender, loan broker or agent for any lender or loan broker. We are an advertising referral service to qualified participating lenders that may be able to provide amounts between $100 and $1,000 for cash advance loans and up to $5000 for installment loans. Not all lenders can provide these amounts and there is no guarantee that you will be accepted by an independent, participating lender. This service does not constitute an offer or solicitation for loan products which are prohibited by any state law. This is not a solicitation for a particular loan and is not an offer to lend. We do not endorse or charge you for any service or product. Any compensation received is paid by participating lenders and only for advertising services provided. This service and offer are void where prohibited. We do not control and are not responsible for the actions of any lender. We do not have access to the full terms of your loan, including APR. For details, questions or concerns regarding your loan please contact your lender directly. Only your lender can provide you with information about your specific loan terms, their current rates and charges, renewal, payments and the implications for non-payment or skipped payments. The registration information submitted by you on this website will be shared with one or more participating lenders. You are under no obligation to use our service to initiate contact with a lender, apply for credit or any loan product, or accept a loan from a participating lender. Cash transfer times and repayment terms vary between lenders. Repayment terms may be regulated by state and local laws. Some faxing may be required. Be sure to review our FAQs for additional information on issues such as credit and late payment implications. These disclosures are provided to you for information purposes only and should not be considered legal advice. Use of this service is subject to this site's Terms of Use and Privacy Policy.

Exclusions. Residents of some states may not be eligible for some or all short-term, small-dollar loans. Residents of Arkansas, New York, Vermont and West Virginia are not eligible to use this website or service. The states serviced by this website may change from time to time, without notice.

Credit Implications. The operator of this website does not make any credit decisions. Independent, participating lenders that you might be matched with may perform credit checks with credit reporting bureaus or obtain consumer reports, typically through alternative providers to determine credit worthiness, credit standing and/or credit capacity. By submitting your information, you agree to allow participating lenders to verify your information and check your credit. Loans provided by independent, participating lenders in our network are designed to provide cash to you to be repaid within a short amount of time. The short-term loans are not a solution for long-term debt and credit difficulties. Only borrow an amount that can be repaid on the date of your next pay period. Consider seeking professional advice regarding your financial needs, risks and alternatives to short-term loans. Late Payments of loans may result in additional fees or collection activities, or both. Each lender has their own terms and conditions, please review their policies for further information. Nonpayment of credit could result in collection activities. Each lender has their own terms and conditions, please review their policies for further information. Every lender has its own renewal policy, which may differ from lender to lender. Please review your lender's renewal policy.