If you've been searching for "bad credit loans in Plano, TX", then you've landed in the right place.
We can help you find the loan that you need as quickly as possible, even if your credit score isn't in great shape right now.
Not everyone has the privilege of keeping on top of their finances all the time, and sometimes our circumstances mean we start looking for short-term loans to help balance cash flow and unexpected expenditure.
You might feel that poor credit is preventing you from finding the financial help you require at this time.
People need money quickly for many reasons. Unexpected household bills, hospital bills, and childcare costs can arise when we least expect them.
Accidents and emergencies can happen with our properties, vehicles, and family members. Every now and then we may need a little bit of extra help covering essential expenses and getting through to the next payday.
You may have already discovered through your own experiences that finding the ideal loan when you have bad credit can be a challenge. Looking for a loan when you have a low credit score can leave you feeling rejected, hopeless, and on the verge of giving up.
Luckily, we can help you to overcome these barriers and give you the opportunity of applying for a short-term loan in Plano, TX, online regardless of your credit score.
Loan requests are assessed based on many different factors, not just your credit score. This means that no matter what your credit score might be at the moment, you'll be able to fill out our simple form and apply for the loan that you need.
Who can get a bad credit loan in Plano, TX?
To apply for a short-term loan in Plano (TX), all you need to do in the first instance is fill out our simple application form.
Based on the information that you have submitted, we'll try to connect you with one of our direct lenders. We work with a wide range of lenders - from installment loans to personal and payday loans - so you'll have a higher chance of being connected to a suitable lender.
Having a bad credit score won't automatically disqualify you from getting the loan that you need. Other information, such as your job, your salary, and whether you own any property, will be taken into account.
Many people with bad credit have successfully received short-term loans online and have improved their credit score by making the full repayments on time.
You will need to submit some personal information in order to complete the form. This will include your name, address, contact details, bank account details, job, and salary.
You must be over the age of 18, a legal Texas resident, receive a monthly income, and have a bank account into which the money can be paid. All loans will be subject to the Texas online lending laws.
Plano, TX bad credit loan companies:
Almega Group of Companies
2301 Ohio Dr Ste 138, Plano, TX 75093-3992
(972) 964-5100
B3 Cash Solutions
601 W Parker Rd, Plano, TX 75023
(972) 422-9832
Benchmark
3004 Communications Pkwy Suite 100B, Plano, TX 75093
(972) 267-9700
Benchmark Bank
5700 Legacy Dr Ste A10, Plano, TX 75024-4251
(972) 673-4000
Bengal Broker, Real Estate & Mortgage
2040 W Spring Creek Pkwy STE 135, Plano, TX 75023-4225
(972) 517-3480
Berkshire Lending
660 N Central Expy STE 102, Plano, TX 75074-1012
(214) 738-2735
BlueSky Lending, LLC
1255 W 15th St STE 470, Plano, TX 75075-7278
(972) 673-4193
Capital Benefits
3621 Mason Drive, Plano, TX 75025
(214) 597-9149
Cardinal Debt Relief
860 Avenue F Suite 140, Plano, TX 75074
(877) 846-1763
Cash 4 Title Loans Of North Texas
2201 E President George Bush HwySte 108, Plano, TX 75074
(972) 423-1777
Cash Store
2498 K Ave, Plano, TX 75074
(972) 423-0672
Cash Store
2100 Dallas PkwySte 145, Plano, TX 75093
(972) 403-7245
Celebrity Home Loans
7950 Legacy Dr STE 390, Plano, TX 75024-4147
(469) 275-0313
Check N Title Loans
3300 K AveSte 150, Plano, TX 75074
(214) 501-2031
Evening Sun Lending
Plano, TX 75093, Plano, TX 75093
(469) 342-3597
FBC Mortgage, LLC
5345 Towne Square Dr STE 155, Plano, TX 75024-2449
(866) 413-2563
Full Spectrum Lending
6400 Legacy Dr, Plano, TX 75024
(972) 788-2558
Guaranty Bank - Plano
4836 W Park Blvd, Plano, TX 75093-2330
(972) 769-8545
I Pay Child Care
1081 Ohio Dr Ste a, Plano, TX 75093-5358
(469) 231-3215
Information Management Consulting Inc
5960 W. Parker Rd Ste 278-280, Plano, TX 75093
Innovative Management Solutions, Inc
7160 N Dallas Pkwy Ste 320, Plano, TX 75024-7186
(469) 467-9221
Instant Residual Pay the Same Day
Plano, TX 75024, Plano, TX 75024
(972) 816-6939
InTouch Credit Union
5640 Democracy Dr, Plano, TX 75024-3514
(800) 337-3328
Kimzey Construction
2300 McDermott Rd Ste 200-122, Plano, TX 75025-7017
(214) 391-3111
Lawson & Murphy
3401 Custer RdSte 103, Plano, TX 75023
(972) 805-1487
Leader One Financial
5412 W Plano Pkwy Ste 100, Plano, TX 75093-4859
(972) 407-3877
LegacyTexas
PO Box 869105, Plano, TX 75086-9105
(972) 578-5000
Lendmark Financial Services
3131 Custer RdSte 155, Plano, TX 75075
(469) 596-7900
LoanDepot.com, LLC
6860 Dallas Pkwy Ste 200, Plano, TX 75024-4242
(888) 337-6888
Lone Star Cars, Inc.
1212 Commerce Dr, Plano, TX 75093-5822
(972) 612-2323
Lone Star Title Loans
3220 Custer Road, Plano, TX 75075
(469) 467-6580
M & M IMPORTS AND SALES, INC.
PO Box 866031, Plano, TX 75086
(972) 596-8741
Mazda Financial Services
5801 Tennyson Pkwy, Plano, TX 75024-6107
(866) 693-2332
Moon Financial Services
5938 W. Parker Road Suite 100, Plano, TX 75093
(972) 608-0628
Mortgage Solutions Financial
5212 Tennyson Pkwy, Plano, TX 75024-4211
(972) 739-2350
MTP Mortgage
10185 Custer Rd STE 300, Plano, TX 75025-7525
(214) 644-0610
Oportun
1120 E Parker Rd, Plano, TX 75074
(972) 865-6144
PLS Check Cashing
3300 Ave KSte 100, Plano, TX 75074
(972) 422-7434
PLS Loan
3300 K Ave STE 100, Plano, TX 75074-2339
(972) 509-5800
Prestonshire Financial Services LLC
5316 Doral Cir, Plano, TX 75093-4116
(214) 681-9382
ReliTrust Mortgage
7800 Preston Rd STE 108, Plano, TX 75024-3240
(972) 312-8959
Sparling Mortgage
1015 E. 15th St, Plano, TX 75074-6221
(972) 424-1234
Sun Loan Company
1110 E Parker RdSte 105, Plano, TX 75074
(469) 573-7134
Tandum Associates, LTD
1301 Custer Rd. Ste 352-2033, Plano, TX 75075
(972) 943-9513
Texas Car Title & Payday Loan Services
1414 Jupiter Road, Plano, TX 75074
(469) 467-6099
Texas Car Title & Payday Loan Services
1414 Jupiter Rd, Plano, TX 75074
(469) 467-6099
Texas Mortgage Company
6860 Dallas Pkwy STE 200, Plano, TX 75024-4242
(972) 867-0056
TitleMax Title Loans
1921 W 15th StSte 400, Plano, TX 75075
(972) 295-7272
Toyota Motor Credit Corporation
6565 Headquarters Drive, W2-5A, Plano, TX 75024-5965
(800) 874-8822
Unisys Monaco Finance
2740 Dallas Pkwy., #26 B, Plano, TX 75074
(972) 543-1465
WR Howe Consulting LLC
3200 Chippenham Drive, Plano, TX 75093
(972) 985-4445
Once you have filled in the application form, the search for a direct lender in Plano, TX generally takes no more than three minutes.
This quick search means that you will see within minutes whether you have been connected to a suitable lender. If you have been connected, you can proceed with the application directly with the lender.
The different types of loans for bad credit scores available in Plano, TX
Depending on the loan amount you are requesting, you'll have the option to get offered one of the three main types of short-term loans.
The different types of loans offered by lenders in Plano, TX vary depending on the amount requested and the amount they are able to offer you based on the submitted information. Here is an overview of the different types of loans which the lenders we connect you to may provide:
- Payday loans - these are short-term loans that range from $100 to $1,000. The amount you are offered will depend on your personal information, including your job and salary.
- Installment loans - these loans are generally larger than payday loans, ranging from $1,000-$5,000, and are intended to be paid back over multiple installments. Nonetheless, you should only request the amount that you need in order to avoid financial difficulties over the following months.
- Personal loans - these are the largest types of loans, generally starting at $5,000 up to $35,000. Bad credit doesn't mean you won't be eligible for these loans, but the amount may vary from one individual to another.
The advantages of online loans
While there are many different methods of applying to borrow cash in Plano, TX, few are as simple and quick as an online application form.
By cutting out the need to queue at the bank, make a face-to-face appointment with an advisor, or take vital time off work to find a personal loan lender, the whole experience is more efficient and you'll get the money that you need much quicker.
Getting bad credit loans online might be easier than you think. Bad credit isn't always a barrier to borrowing the money you need, and you are still welcome to apply by filling out our online form.
There is just one form to fill out in order to be connected with lenders who fit your criteria and are willing to offer you a loan.
The process couldn't be more simple - it's no surprise that so many people use online personal loans when they need quick, easy cash.
The speed of receiving personal loans is another reason why people are drawn to this method of borrowing money. The search itself takes a maximum of three minutes, so we won't waste any of your time as you're looking for your ideal loan in Plano, TX.
Applicants who are successful and proceed with taking out a bad credit loan normally receive the money into their bank account by the next business day.
How to apply for a bad credit loan in Plano, TX?
One of the most popular questions from people searching for bad credit loans is whether their credit score will affect the loan.
Each individual application is different, and while many lenders will take your credit score in to account, it doesn't mean that you will be rejected straight away purely because of your low credit score.
No matter what your credit score is, you can apply for a short-term loan using our quick online form. This will show you in minutes whether you have been matched to direct lenders in Plano, TX, who can offer you a loan.
If you are matched with one or more lenders through our website, you will be able to view more information about the lender and what type of loan they are offering to you. Proceeding with the application can be done easily by continuing directly with the lender.
Finalizing your loan directly with the lender
Working directly with a lender in Plano, TX, you will be able to finalize your loan and get the money that you need straight into your bank account.
The money will normally be deposited into your bank account the same business day or the following business day, meaning there are no long waits before you get the cash you need.
You will be required to electronically sign a document agreeing to the terms and conditions of the loan, including the repayment schedule which you will need to follow. Ensuring you pay back the money as agreed will help you to rebuild your bad credit score in the long term.
You should always make sure that you only borrow the money you can afford to pay back, and that you are able to maintain the repayments as agreed directly with the lender in Plano, TX.