If you've been searching for "bad credit loans in Irvine, CA", then you've landed in the right place.
We can help you find the loan that you need as quickly as possible, even if your credit score isn't in great shape right now.
Not everyone has the privilege of keeping on top of their finances all the time, and sometimes our circumstances mean we start looking for short-term loans to help balance cash flow and unexpected expenditure.
You might feel that poor credit is preventing you from finding the financial help you require at this time.
People need money quickly for many reasons. Unexpected household bills, hospital bills, and childcare costs can arise when we least expect them.
Accidents and emergencies can happen with our properties, vehicles, and family members. Every now and then we may need a little bit of extra help covering essential expenses and getting through to the next payday.
You may have already discovered through your own experiences that finding the ideal loan when you have bad credit can be a challenge. Looking for a loan when you have a low credit score can leave you feeling rejected, hopeless, and on the verge of giving up.
Luckily, we can help you to overcome these barriers and give you the opportunity of applying for a short-term loan in Irvine, CA, online regardless of your credit score.
Loan requests are assessed based on many different factors, not just your credit score. This means that no matter what your credit score might be at the moment, you'll be able to fill out our simple form and apply for the loan that you need.
Who can get a bad credit loan in Irvine, CA?
To apply for a short-term loan in Irvine (CA), all you need to do in the first instance is fill out our simple application form.
Based on the information that you have submitted, we'll try to connect you with one of our direct lenders. We work with a wide range of lenders - from installment loans to personal and payday loans - so you'll have a higher chance of being connected to a suitable lender.
Having a bad credit score won't automatically disqualify you from getting the loan that you need. Other information, such as your job, your salary, and whether you own any property, will be taken into account.
Many people with bad credit have successfully received short-term loans online and have improved their credit score by making the full repayments on time.
You will need to submit some personal information in order to complete the form. This will include your name, address, contact details, bank account details, job, and salary.
You must be over the age of 18, a legal California resident, receive a monthly income, and have a bank account into which the money can be paid. All loans will be subject to the California online lending laws.
Irvine, CA bad credit loan companies:
365 Home Lending Inc
18818 Teller Ave # 145, Irvine, CA 92612-1678
(949) 683-0310
Advance Payday Inc
2222 Michelson Dr #224, Irvine, CA 92612
(949) 477-9600
Altor Law Group APC
19800 MacArthur Blvd #300, Irvine, CA 92612
American Certified Processing
3943 Irvine Blvd Ste 202, Irvine, CA 92602-2400
(866) 800-8790
American Mortgage Aid
17702 Mitchell N #203, Irvine, CA 92614-6013
Back Bay Funding
19782 Macarthur Blvd Ste 250, Irvine, CA 92612
(949) 650-0770
Bank of the West
14477 Culver Dr, Irvine, CA 92604
(213) 896-7000
Bartor Express
19200 Von Karman Ave #600, Irvine, CA 92612
(800) 540-0723
Carfinance.com
7525 Irvine Center Dr Ste 250, Irvine, CA 92618-3070
(888) 227-9555
Cash Solutions
, Irvine, CA 92606-5148
(713) 575-9422
Center Street Lending
18301 Von Karman Ave Ste 330, Irvine, CA 92612-0124
(800) 208-1803
Central Capital Funding
2400 Barranca Pkwy, Irvine, CA 92606-5018
(949) 356-9860
CIG Financial LLC
6 Executive Cir Ste 100, Irvine, CA 92614-6732
(877) 244-4442
ClosingMark Home Loans, Inc
2 Ada Dr #150, Irvine, CA 92618
(800) 455-6973
Crestmont Capital LLC
2030 Main St, Irvine, CA 92614-7219
(800) 949-0401
DLD Consulting
19800 Macarthur Blvd Ste 300, Irvine, CA 92612-2479
Easy Street Capital Ca LLC
19900 MacArthur Blvd Ste 655, Irvine, CA 92612
(949) 312-6539
ECI Business Solutions
7545 Irvine Center DrSte 200, Irvine, CA 92618
(888) 328-9732
Elite Servicing
8 Corporate Park, Suite 300, Irvine, CA 92606
Equity Wave Lending LLC
2355 Main St #230, Irvine, CA 92614
(888) 399-8881
Express Cash Flow
19800 MacArthur Blvd #650, Irvine, CA 92612
(844) 818-2274
Fast Loans Funding
18201 Von Karman Ave Ste 700, Irvine, CA 92612-1058
(800) 279-4033
Finance America, LLC
16802 Aston, Irvine, CA 92606-4832
(949) 440-1000
FortiFi Financial Inc
200 Spectrum Center Dr # 1470, Irvine, CA 92618-5003
(858) 345-2000
Foundation Capital Lending LLC
101 Pacifica #150, Irvine, CA 92618
(949) 769-3110
Fresh Start Financial Group LLC
15770 Laguna Canyon Rd Ste 250A, Irvine, CA 92618-3160
(800) 427-3559
Guaranteed Rate Affinity LLC
6833 Quail Hill Pkwy, Irvine, CA 92603
(888) 844-9888
Home Loan Enterprise
5151 California Ave #100, Irvine, CA 92617
(844) 660-5626
Home Staging Financial, LLC
2485 Mccabe Way, Irvine, CA 92614
(714) 389-4190
Home123 Corporation
3351 Michelson Dr Ste 4, Irvine, CA 92612-0696
(209) 956-7080
HomeBridge Wholesale
5 Park Plaza 10th Fl, Irvine, CA 92614
(855) 422-7434
InstaFinancial
16735 Von Karman Ave #225, Irvine, CA 92606
(877) 471-3601
KwikCash Inc
9150 Irvine Center Dr, Irvine, CA 92618-4659
(800) 478-6230
Legal Assistance Group
14252 Culver Dr, Irvine, CA 92604-0317
Liberty1 Financial
1 Corporate Park Ste 100, Irvine, CA 92606-5150
(800) 216-5772
Loanpal
22 Executive Park Ste 100, Irvine, CA 92614-2700
(877) 290-9991
Loantopia LLC
15271 Barranca Pkwy, Irvine, CA 92618
(877) 714-7514
Loanz Inc
100 Pacifica #203, Irvine, CA 92618
(844) 465-6269
Local Loss Mitigation Services
3972 Barranca Pkwy Ste J215, Irvine, CA 92606-1204
Magnolia Bank Inc
1200 Main St Ste E, Irvine, CA 92614-6749
(833) 560-4733
Mechanics Bank
18400 Von Karman Ave Ste 100, Irvine, CA 92612-1518
(949) 270-9700
Metrix Capital Group LLC
16470 Bake Pkwy #200, Irvine, CA 92618
(949) 981-0431
Millennium Funding Source LLC
26 Executive Park Ste 100, Irvine, CA 92614-6779
(949) 298-4635
Mobilend
400 Spectrum Center Dr Ste 350, Irvine, CA 92618-5017
(866) 330-1669
Modify Loans, Inc.
25 Mauchly Suite 314, Irvine, CA 92618
Multi-State Home Lending
2081 Business Center Dr Ste 190, Irvine, CA 92612-1128
(949) 333-2100
N F S Loans, Inc.
18301 Von Karman Ave Ste 920, Irvine, CA 92612-0190
(949) 470-0900
National Asset Protection Corporation
38 Discovery Suite 100, Irvine, CA 92618
National Consumer Group
15333 Culver Dr #340 #204, Irvine, CA 92604
Nationwide Funding Services
2050 Main St, Irvine, CA 92614
(402) 705-0736
Northington Financial Group
18662 Macarthur Blvd Ste 200, Irvine, CA 92612-1285
(949) 559-1225
Northpointe Bank
3240 El Camino Real #240, Irvine, CA 92602
(888) 672-5626
NPV Report
17 Goodyear Ste 125, Irvine, CA 92618-1800
(800) 838-4267
PHLoans.com
18301 Von Karman #350, Irvine, CA 92612
(949) 468-0543
Qwik Cash Loans
9144 Irvine Center Dr, Irvine, CA 92618
(213) 784-4452
Refi.com LLC
6201 Oak Cyn Ste 225, Irvine, CA 92618-5229
(949) 377-1893
Rescue One Lending
16842 Von Karman Ave # 200B, Irvine, CA 92606-4950
(888) 337-3728
RMA Legal Network
5405 Alton Pkwy #402, Irvine, CA 92604-3717
Roman Bankers Group
17892 Von Karman Ave # 1201, Irvine, CA 92614
Rushmore Loan Management Services LLC
15480 Laguna Canyon Rd Ste 100, Irvine, CA 92618-2132
(888) 504-6700
Saving the American Dream Inc
16842 Von Karman Ave #475, Irvine, CA 92606
Shop Your Own Mortgage
, Irvine, CA 92612-8881
(888) 662-6929
Simply Logic's Inc
2967 Michelson Dr #G444, Irvine, CA 92612
Taylor Law Corp
2955 Main St Ste 110, Irvine, CA 92614-2527
(949) 340-5728
The Federal Savings Bank
20 Pacifica Ste 400, Irvine, CA 92618-7387
(949) 966-2078
TriPoint Lending
4 Park Plz Ste 1400, Irvine, CA 92614-8560
(800) 307-1789
United Processing Center
14252 Culver Dr # 500, Irvine, CA 92604-0317
Val Chris Investments Inc
2601 Main St Ste 400, Irvine, CA 92614-4213
(949) 252-8020
Western Pacific Lending Inc
2405 McCabe Way #212, Irvine, CA 92614
(888) 484-4440
WFS Financial
23 Pasteur, Irvine, CA 92618-3816
(877) 250-2265
Willowdale Commerce Group
400 Spectrum Ctr Dr #1100, Irvine, CA 92618
(866) 585-3922
Once you have filled in the application form, the search for a direct lender in Irvine, CA generally takes no more than three minutes.
This quick search means that you will see within minutes whether you have been connected to a suitable lender. If you have been connected, you can proceed with the application directly with the lender.
The different types of loans for bad credit scores available in Irvine, CA
Depending on the loan amount you are requesting, you'll have the option to get offered one of the three main types of short-term loans.
The different types of loans offered by lenders in Irvine, CA vary depending on the amount requested and the amount they are able to offer you based on the submitted information. Here is an overview of the different types of loans which the lenders we connect you to may provide:
- Payday loans - these are short-term loans that range from $100 to $1,000. The amount you are offered will depend on your personal information, including your job and salary.
- Installment loans - these loans are generally larger than payday loans, ranging from $1,000-$5,000, and are intended to be paid back over multiple installments. Nonetheless, you should only request the amount that you need in order to avoid financial difficulties over the following months.
- Personal loans - these are the largest types of loans, generally starting at $5,000 up to $35,000. Bad credit doesn't mean you won't be eligible for these loans, but the amount may vary from one individual to another.
The advantages of online loans
While there are many different methods of applying to borrow cash in Irvine, CA, few are as simple and quick as an online application form.
By cutting out the need to queue at the bank, make a face-to-face appointment with an advisor, or take vital time off work to find a personal loan lender, the whole experience is more efficient and you'll get the money that you need much quicker.
Getting bad credit loans online might be easier than you think. Bad credit isn't always a barrier to borrowing the money you need, and you are still welcome to apply by filling out our online form.
There is just one form to fill out in order to be connected with lenders who fit your criteria and are willing to offer you a loan.
The process couldn't be more simple - it's no surprise that so many people use online personal loans when they need quick, easy cash.
The speed of receiving personal loans is another reason why people are drawn to this method of borrowing money. The search itself takes a maximum of three minutes, so we won't waste any of your time as you're looking for your ideal loan in Irvine, CA.
Applicants who are successful and proceed with taking out a bad credit loan normally receive the money into their bank account by the next business day.
How to apply for a bad credit loan in Irvine, CA?
One of the most popular questions from people searching for bad credit loans is whether their credit score will affect the loan.
Each individual application is different, and while many lenders will take your credit score in to account, it doesn't mean that you will be rejected straight away purely because of your low credit score.
No matter what your credit score is, you can apply for a short-term loan using our quick online form. This will show you in minutes whether you have been matched to direct lenders in Irvine, CA, who can offer you a loan.
If you are matched with one or more lenders through our website, you will be able to view more information about the lender and what type of loan they are offering to you. Proceeding with the application can be done easily by continuing directly with the lender.
Finalizing your loan directly with the lender
Working directly with a lender in Irvine, CA, you will be able to finalize your loan and get the money that you need straight into your bank account.
The money will normally be deposited into your bank account the same business day or the following business day, meaning there are no long waits before you get the cash you need.
You will be required to electronically sign a document agreeing to the terms and conditions of the loan, including the repayment schedule which you will need to follow. Ensuring you pay back the money as agreed will help you to rebuild your bad credit score in the long term.
You should always make sure that you only borrow the money you can afford to pay back, and that you are able to maintain the repayments as agreed directly with the lender in Irvine, CA.