100 day loans
Searching for 100 day loans? Let's cut to the chase:
When you need to borrow money for at least 100 days you might typically turn to the bank, but this can be difficult if you have bad credit or need the cash quickly.
Fortunately, one option that has become increasingly popular is online installment loans.
If you use our loan connection tool you can gain access to our large network of online lenders, offering loans between $1,000 and $5,000, for 3 to 36 months - depending on your personal needs.
What Are Online Installment Loans?
Whether you need a 100 day loan or a loan spread out over 3 years, installment loans give you the convenience of repaying in regular installments over a time period that suits your situation. You apply online and the lenders in our network can get you the funds in as fast as one working day - perfect if you are in an emergency.
Even those with bad credit are welcome to use our service and attempt to connect with a lender today!
Why Use Us?
We don't lend any money ourselves, but that's good for you because we help you find lenders and apply with them faster than you could do on your own. In most cases, that means you could see the money in your account the very next working day!
How does it work?
We are your stress reliever!
Most people who need to borrow money are anxious because they're in a tough financial spot and are then burdened with trying to find the right lender and then going through their tedious application process.
Our loan connection tool cuts all that out by passing your details through a network of lenders who are ready to offer you what you need. The entire process can be completed easily online and you could see the funds in your chosen bank account the very next morning if you apply during the working week.
As per the repayment schedule, each installment will be automatically taken from the same account, so you don't have to worry about making a manual transaction every month or writing a check.
Our system is much faster than getting a loan from a bank or other traditional lenders. You don't have to cue in a line to see someone, make any phone calls, fax any documents if you have digital copies, or fill out any physical paperwork.
Simply use your computer - or any device for that matter - load up our form, wait a few minutes to see if you have been connected with a lender and then complete the application then and there.
If you don't have a credit card and need cash quickly, it doesn't get any easier than finding an online installment loan through our website!
Apply With Bad Credit
The lenders in our network believe that everyone deserves access to loans in an emergency and therefore will even consider applications from those with bad credit.
This doesn't mean approval is guaranteed or there's no credit check, but you will not be automatically rejected based on the credit check alone. Other factors that are taken into strong consideration are your income level and employment status, as well as the amount you actually wish to borrow.
Nonetheless, everyone must meet the following basic requirements:
Be over 18 because loans cannot be issued to minors.
Be a legal resident of the United States with a contact address in the US.
Be employed or otherwise earn at least $1,000 in verifiable income.
As long as you meet these requirements your application will be fairly assessed, whether you have a bad credit history or not!
Is There Instant Approval?
You may have seen some websites that promote the idea of "instant approval." In action, this is usually false and just used as a marketing method. You won't get instant approval from any of our lenders, as it will take a few minutes to connect you with one and then they will run a quick assessment themselves.
However, this will be automated for most applicants and you will soon know onscreen if you have been approved and the offer they wish to make. The process is typically much faster than applying at a bank or other large lender.
What's more, if you sign a lender's contract during the working week, you are likely to see the cash in your account the very next day. This obviously doesn't apply to weekends, bank holidays, or other times when banks may be closed.
Rest assured, you will get the funds as soon as possible.
Interest Rates and Payment
Installment loans are issued with an interest rate, commonly called the Annual Percentage Rate (APR). This is what you're charged on top of the amount you borrow and is included in each repayment installment.
APR is simply the percentage of the principal that you would pay in a year. The actual amount you pay each month and all together will depend on how long your loan is taken out for. Our lenders offer terms between 3 and 36 months.
Prior to signing the contract, you will be given a full breakdown of the interest and how much you will need to pay each money, so it shouldn't come as a surprise.
If you fail to make repayments or completely default on the loan, you may be faced with added interest and other charges. These will also be outlined in your copy of the loan agreement.
When you apply for a loan you will be asked to provide a checking or savings account in your name that accepts direct deposits and debits. This allows lenders to quickly deposit your funds and automatically take the payments on the scheduled dates.
Each installment date will be clearly displayed in the loan agreement, a copy of which you will receive online before even signing the contract.
At any time before signing the contract you are free to walk away with no obligation - simply close the window or browser.
The exact amount you are charged in interest will depend on how much you wish to borrow, for how long, your personal financial situation, and the lender's internal assessment of these things. However, some states regulated the maximum amount you can be charged and other loan terms.
It is your legal responsibility to repay the loan as agreed. Failure to do so may result in collection proceedings. This could include emails, letters, phone calls, and doorstep visits, in an effort to recover what is owed. The debt might also be passed on to a debt collection agency.
This will negatively affect your credit rating and make it harder to get loans in the future.
The Best Solution
Whether you're looking for 100 day loans or anything in between, our service is fast, secure, and efficient. You could be connected with a lender in a matter of minutes, completing the entire application process online. Even those with bad credit can apply!
So, what are you waiting for? Get started today and you could see the cash in your account in as fast as one business day!