High Risk Loans - Up to $5000

High-risk loans are loans usually offered to people with bad credit. If you have a poor credit score or no score at all, it can be difficult to get such a loan from a bank or large lender, which is particularly stressful if you are in an emergency. Many of us have been there.

Good News: It is possible to get so-called high risk loans online from reputable lenders if you follow a few simple steps. But first, what exactly do they offer?

High Risk Borrowers could get between $1,000 and $5,000

If you consider yourself in the high risk category because you've been rejected for a loan elsewhere, you could still borrow between $1,000 and $5,000 from the direct lenders in our network.

These loans function like a typical personal loan from the bank which is repaid in installments. Depending on your circumstances and the lender's assessment, repayment could be made over 3 to 36 months.

High risk loans by definition imply risk, but our lenders will always try to offer terms that suit you best and are realistic for both parties.

What's more, you could see the cash in your account in as fast as 24 hours if you apply during the working week!

High Risk Loans for All Situations

If you require a relatively large sum of money, which extends beyond typical budgetary oversights - then a high risk loan of between $1,000 and $5,000 may be for you.

This is especially true if you can't get a credit card or your card is maxed out, or other loans are too small (such as payday loans).

You might want to use the money to carry out home improvements, purchase a car or other expensive item up front, or maybe you are traveling overseas, have a wedding to pay for, or you want to consolidate debts. Our lenders have a solution for any situation.

ExtLoans high risk loans

Note: The term high risk does not necessarily apply to you just because a bank or other large lender has turned you down. Their risk assessments are often strict and broad because of the sheer amount of people that apply to them every day. The lenders in our network might not consider you high risk at all.

Reach Legitimate High Risk Lenders in Minutes

At ExtLoans.com we offer a convenient loan matching service that can feed you into a network of legitimate high risk lenders in a matter of minutes.

All you have to do is use our web form to request the amount you want and enter your personal details, and we will pass this through the system and attempt to match you with one of the lenders.

If matched you will be directed to their page, where you can complete the application process and you will know on screen if you have been approved or not.

Our cutting-edge service means you don't have to waste time applying to individual lenders one by one, and there are only a few requirements to be eligible ...

Easy Eligibility even with Bad Credit or Unemployment

Anyone can use our loan matching service and apply with a lender if matched, as long as they are over the age of 18 and a legal US resident.

The loans available might be considered ‘high risk' because even those with bad credit are not automatically rejected, but that's because the lenders will take in to account many factors before making their decision - including your income level.

Even the unemployed can apply, as long as you have a form of income (such as income protection insurance, disability benefits or a pension).

Warning: Beware of False Promises

Some loan websites often make unrealistic promises, especially towards those searching for high risk loans. Anyone who claims you can get guaranteed approval or there's no credit check is either misleading you or cutting corners that could really put both parties at risk.

While the direct lenders in our network won't reject your application automatically due to bad credit, they will still carry out some form of credit check as part of their assessment.

Emergency Cash in as Fast as 24 Hours

Our lenders want to be able to serve everyone, even those who are in an emergency situation. That's why if you apply during the working week and are approved for a loan, you could see the cash in your account within 24 hours.

Even better, our online matching service can be accessed via any internet connected device and the entire application process can be completed online in most cases.

There's no applying to individual lenders, waiting in lines at the bank, face to face or phone meetings, or filling out stacks of physical paperwork.

You can get started on your lunch break and have a loan confirmed by the time you head back - it's that easy!

Improve Your Credit Score

If you're here, chances are you don't have a good credit score or many credit options. The good news is that if you are approved for a loan and begin building a history of successful repayments, you will eventually see your credit score improve and your access to loan products broaden.

Of course, just because it's easy to apply for a loan online through our service, doesn't mean it is any less of an important obligation than a loan from a bank or other large lender. Failing to make repayments will negatively impact your credit score and if you default - collection proceedings may be undertaken.

Before you sign a contract with a lender, they will provide you with a digital copy of the loan terms and conditions. This includes the amount borrowed, the interest rate that applies, your repayment schedule, and how much is due for each installment.

You are under no obligation to accept an offer and can walk away at any time prior to signing the contract.

Get Started Now!

Do you have bad credit and are looking for so-called high risk loans? Then our loan matching service can connect you with a legitimate lender who can offer between $1,000 and $5,000, to be repaid over a maximum of 36 months.

Sign for a loan during the week and you could see the money in your account the very next day!

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APR Disclosure. Some states have laws limiting the Annual Percentage Rate (APR) that a lender can charge you. APRs for cash advance loans range from 200% and 1386%, and APRs for installment loans range from 6.63% to 225%. Loans from a state that has no limiting laws or loans from a bank not governed by state laws may have an even higher APR. The APR is the rate at which your loan accrues interest and is based upon the amount, cost and term of your loan, repayment amounts and timing of payments. Lenders are legally required to show you the APR and other terms of your loan before you execute a loan agreement. APR rates are subject to change.

Material Disclosure. The operator of this website is not a lender, loan broker or agent for any lender or loan broker. We are an advertising referral service to qualified participating lenders that may be able to provide amounts between $100 and $1,000 for cash advance loans and up to $5000 for installment loans. Not all lenders can provide these amounts and there is no guarantee that you will be accepted by an independent, participating lender. This service does not constitute an offer or solicitation for loan products which are prohibited by any state law. This is not a solicitation for a particular loan and is not an offer to lend. We do not endorse or charge you for any service or product. Any compensation received is paid by participating lenders and only for advertising services provided. This service and offer are void where prohibited. We do not control and are not responsible for the actions of any lender. We do not have access to the full terms of your loan, including APR. For details, questions or concerns regarding your loan please contact your lender directly. Only your lender can provide you with information about your specific loan terms, their current rates and charges, renewal, payments and the implications for non-payment or skipped payments. The registration information submitted by you on this website will be shared with one or more participating lenders. You are under no obligation to use our service to initiate contact with a lender, apply for credit or any loan product, or accept a loan from a participating lender. Cash transfer times and repayment terms vary between lenders. Repayment terms may be regulated by state and local laws. Some faxing may be required. Be sure to review our FAQs for additional information on issues such as credit and late payment implications. These disclosures are provided to you for information purposes only and should not be considered legal advice. Use of this service is subject to this site's Terms of Use and Privacy Policy.

Exclusions. Residents of some states may not be eligible for some or all short-term, small-dollar loans. Residents of Arkansas, New York, Vermont and West Virginia are not eligible to use this website or service. The states serviced by this website may change from time to time, without notice.

Credit Implications. The operator of this website does not make any credit decisions. Independent, participating lenders that you might be matched with may perform credit checks with credit reporting bureaus or obtain consumer reports, typically through alternative providers to determine credit worthiness, credit standing and/or credit capacity. By submitting your information, you agree to allow participating lenders to verify your information and check your credit. Loans provided by independent, participating lenders in our network are designed to provide cash to you to be repaid within a short amount of time. The short-term loans are not a solution for long-term debt and credit difficulties. Only borrow an amount that can be repaid on the date of your next pay period. Consider seeking professional advice regarding your financial needs, risks and alternatives to short-term loans. Late Payments of loans may result in additional fees or collection activities, or both. Each lender has their own terms and conditions, please review their policies for further information. Nonpayment of credit could result in collection activities. Each lender has their own terms and conditions, please review their policies for further information. Every lender has its own renewal policy, which may differ from lender to lender. Please review your lender's renewal policy.