High Risk Loans - Up to $5000
High-risk loans are loans usually offered to people with bad credit. If you have a poor credit score or no score at all, it can be difficult to get such a loan from a bank or large lender, which is particularly stressful if you are in an emergency. Many of us have been there.
Good News: It is possible to get so-called high risk loans online from reputable lenders if you follow a few simple steps. But first, what exactly do they offer?
High Risk Borrowers could get between $1,000 and $5,000
If you consider yourself in the high risk category because you've been rejected for a loan elsewhere, you could still borrow between $1,000 and $5,000 from the direct lenders in our network.
These loans function like a typical personal loan from the bank which is repaid in installments. Depending on your circumstances and the lender's assessment, repayment could be made over 3 to 36 months.
High risk loans by definition imply risk, but our lenders will always try to offer terms that suit you best and are realistic for both parties.
What's more, you could see the cash in your account in as fast as 24 hours if you apply during the working week!
High Risk Loans for All Situations
If you require a relatively large sum of money, which extends beyond typical budgetary oversights - then a high risk loan of between $1,000 and $5,000 may be for you.
This is especially true if you can't get a credit card or your card is maxed out, or other loans are too small (such as payday loans).
You might want to use the money to carry out home improvements, purchase a car or other expensive item up front, or maybe you are traveling overseas, have a wedding to pay for, or you want to consolidate debts. Our lenders have a solution for any situation.
Note: The term high risk does not necessarily apply to you just because a bank or other large lender has turned you down. Their risk assessments are often strict and broad because of the sheer amount of people that apply to them every day. The lenders in our network might not consider you high risk at all.
Reach Legitimate High Risk Lenders in Minutes
At ExtLoans.com we offer a convenient loan matching service that can feed you into a network of legitimate high risk lenders in a matter of minutes.
All you have to do is use our web form to request the amount you want and enter your personal details, and we will pass this through the system and attempt to match you with one of the lenders.
If matched you will be directed to their page, where you can complete the application process and you will know on screen if you have been approved or not.
Our cutting-edge service means you don't have to waste time applying to individual lenders one by one, and there are only a few requirements to be eligible ...
Easy Eligibility even with Bad Credit or Unemployment
Anyone can use our loan matching service and apply with a lender if matched, as long as they are over the age of 18 and a legal US resident.
The loans available might be considered ‘high risk' because even those with bad credit are not automatically rejected, but that's because the lenders will take in to account many factors before making their decision - including your income level.
Even the unemployed can apply, as long as you have a form of income (such as income protection insurance, disability benefits or a pension).
Warning: Beware of False Promises
Some loan websites often make unrealistic promises, especially towards those searching for high risk loans. Anyone who claims you can get guaranteed approval or there's no credit check is either misleading you or cutting corners that could really put both parties at risk.
While the direct lenders in our network won't reject your application automatically due to bad credit, they will still carry out some form of credit check as part of their assessment.
Emergency Cash in as Fast as 24 Hours
Our lenders want to be able to serve everyone, even those who are in an emergency situation. That's why if you apply during the working week and are approved for a loan, you could see the cash in your account within 24 hours.
Even better, our online matching service can be accessed via any internet connected device and the entire application process can be completed online in most cases.
There's no applying to individual lenders, waiting in lines at the bank, face to face or phone meetings, or filling out stacks of physical paperwork.
You can get started on your lunch break and have a loan confirmed by the time you head back - it's that easy!
Improve Your Credit Score
If you're here, chances are you don't have a good credit score or many credit options. The good news is that if you are approved for a loan and begin building a history of successful repayments, you will eventually see your credit score improve and your access to loan products broaden.
Of course, just because it's easy to apply for a loan online through our service, doesn't mean it is any less of an important obligation than a loan from a bank or other large lender. Failing to make repayments will negatively impact your credit score and if you default - collection proceedings may be undertaken.
Before you sign a contract with a lender, they will provide you with a digital copy of the loan terms and conditions. This includes the amount borrowed, the interest rate that applies, your repayment schedule, and how much is due for each installment.
You are under no obligation to accept an offer and can walk away at any time prior to signing the contract.
Get Started Now!
Do you have bad credit and are looking for so-called high risk loans? Then our loan matching service can connect you with a legitimate lender who can offer between $1,000 and $5,000, to be repaid over a maximum of 36 months.
Sign for a loan during the week and you could see the money in your account the very next day!